Criteria for Quoting Rates:

  1. Loan Size
  2. LTV
  3. CLTV
  4. Credit Score
  5. Credit History
  6. Escrow Preference
  7. Closing Date
  8. Loan Type
  9. Property Type
  10. Occupancy Type
  11. Residency
  12. Available Assets
  13. Asset Seasoning
  14. Co-borrowers
  15. Debt Ratio
  16. Housing Ratio
  17. Improvements Needed
  18. Employment Type
  19. Employment History
  20. Documentation Available
  21. Transactional DI
  22. Re-castable
  23. Relocation
  24. Seller Contributions
  25. Gifts
  26. Cash-out
  27. Cash Resources
  28. Mixed use
  29. Condo
  30. Number of units
  31. Number of financed properties
  32. Loan Term
  33. Mortgage Insurance type
  34. Subordinate financing
  35. State Adjustors
  36. Lender Overlays